Connecticut debuts basic plan for uninsured adults

7/1/2008

ROCKY HILL, Conn. Connecticut has begun accepting applications for a basic health insurance plan for uninsured adults.

Unlike a plan in Massachusetts that requires every adult to buy insurance and offers subsidies to help with costs, Connecticut’s plan—called the Charter Oak Health Plan—does not require adults to purchase insurance.

The plan offers such basic benefits as primary and maternity care and costs $75 to $259 a month, depending on income, with the state providing assistance to participants with low incomes. It will also cover people with pre-existing conditions.

The plan covers preventive care visits completely, but requires copays for primary care office visits and visits with specialists, as well as deductibles for inpatient treatment at hospitals, outpatient surgery, inpatient rehabilitation and skilled nursing.

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